answer all pleaseee

Your home insurance policy provides cash value coverage on contents. If your home is over 25 years old and a small fire causes $15,500 damage to it, what amount of the claim would the insurance company pay? (Show your calculations) John Takershi has no dependents, an annual income of $75,000, and debt of $100,000. How much insurance should he buy using the income method and a factor of 10 ? (Show your calculations) roblem 16, [6 pts] Mr. Philip Barder currently pays $1,500 per month for car insurance. When the time arrives to renew his policy, his insurance agent informs him that he could save an additional 35% in premium costs if he had a saliva-testing device (for testing drivers' saliva for cannabis) installed in his car today. If the cost of the device is $2,500.0 with taxes, what would his net savings be for the year, assuming an annual interest rate of 4.5% after tax? (Show your calculations and assume monthly compounding)-Use timeline to illustrate your answer. Problem 17. [4 pts] You are not at fault in a car accident that caused you total damage for injuries and lost employment in the amount of $580,000. If you have under-insured motorist coverage and the other driver who is at fault has coverage for $650,000, what will you be able to claim? (from both the other driver's insurance company and your insurance company)