answer with explanation

For a fully discrete 10-year deferred whole life insurance of 100,000 on (30), you are given: (i) Mortality follows the Standard Ultimate Life Table. (ii) i = 5% (iii) The net level premium is payable for 10 years. (iv) The gross premium is 120% of the net level premium. (v) Expenses, all incurred at the beginning of the year, are as follows: Percent of gross premium 11 and later (vi) L0 is the present value of future losses at issue random value. Calculate E[Lo]. A. 134 B. 196 C. 302 D. 420 E. 582