Antonio has decided to contribute to a savings program. He can open a traditional 401(k) or a Roth 401(k) and has determined that he can afford a $15,600 contribution. Antonio's salary is $130,500 per year, and he is in the 28% tax bracket. If Antonio decides to go with a traditional 401(k), his contribution amount will be And the amount offset via a reduced tax bill will be If, instead, Antonio decides to go with a Roth 401(k), his contribution amount will be And the amount offset via a reduced tax bill will be Assuming all the same facts, suppose that Antonio decides to open both 401 (k) plans, splitting what he can afford to contribute equally between both plans. Under this scenario, Antonio's contribution amount will be And the amount offset via a reduced tax bill will be When Antonio retires, which plan's monies will he be able to exclude from taxable income