Antonio would like to replace his golf clubs with a custom-measured set. A local sporting goods megastore is advertising custom clubs for $590, including a new bag. In-store financing is available at 4.06 percent, or he can choose not to renew his $500 certificate of deposit (CD), which just matured. The advertised CD renewal rate is 4.67 percent. Antonio knows the in-store financing costs would not affect his taxes, but he knows he'll pay taxes ( 25 percent federal and 5.75 percent state) on the CD interest earnings. Should he cash in the CD or use the in-store financing? Why? The after-tax CD earnings rate is \%. (Round to two decimal places.) Should he cash the CD or use the in-store financing? (Select the best choice below.) A. Antonio should use the in-store financing to purchase the golf clubs because 4.06% is the same as his CD earnings rate of 4.67%. B. Antonio should use the in-store financing to purchase the golf clubs because 4.06% is greater than his after-tax CD earnings rate of 3.23%. C. Antonio should cash in his CD to purchase the golf clubs because his after-tax CD earnings rate of 3.23% is less than the in-store financing rate of 4.06%