anvas Question 2 Required by the TILA, the APR is reported by the lender to the borrower. The APR accounts for all of the following except prepayment of principal insurance premiums all fees to the broker who originated the loan all loan finance charges Question 3 1 pts When lenders charge discount points (prepaid interest) on a loan, what impact does this have on the loan's yield? The yield on the loan will increase The yield on the loan will be unaffected. The yield on the loan will decrease The yield on the loan automatically becomes zero Question 12 What is the lender's yield? Borrower seeks an 80% LTV mortgage with a 30 year amortization and a 5% interest rate. It has monthly payments with 2% points. The purchase price of the property is $300,000. 5.18% 5.2% 5.14% 5.0%