You win a judgment in an auto accident 'case for $82,500. You immediately receive $20,000 but must pay your lawyer's fee of $10,000. In addition, you will receive $2,500 a year for 15 years for a total of $37,500, after which the balance owed ($25,000) will be paid. If the interest rate is 6 percent, what is the current value of your settlement? Use Appendix B and Appendix D to answer the question. Round your answer to the nearest dollar. Interest Fartors for the Present Value of One Dollar Interest Factors for the Present Value of an Annuity of One Dollar \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline & 1W & 2x & 36 & 48 & 58 & 6% & & 85 & 9% & 10% & 123 & 14 & 16% & 18% & 20% & 24x & 20% & 323 & 35% \\ \hline 1 & 0.990 & 0.980 & 0.971 & 0.962 & 2.952 & 0.943 & 0.935 & 0.926 & 0.917 & 0.909 & 0.893 & 0.877 & 0.862 & 0.847 & 0.833 & 0.806 & 0.781 & 0.758 & 0.735 \\ \hline 2 & 1.970 & 1.942 & 1913 & 1.886 & b 1.859 & 1.833 & 1.808 & 1.783 & 1.759 & 1.736 & 1.690 & 1.647 & 1.605 & 1.566 & 1.528 & 1.457 & 1.392 & $332 & 1.276 \\ \hline 3 & 2.941 & 2.884 & 2.829 & 2.775 & 2.723 & 2.673 & 2.624 & 2.577 & 2.531 & 2.487 & 2402 & 2322 & 2.246 & 2.174 & 2.106 & 1.981 & 1.868 & 1.766 & 1.674 \\ \hline 4 & 3.902 & 3.808 & 3.717 & 3.630 & 3.546 & 3. 3.465 & 3.387 & 3.312 & 3.240 & 3,170 & 3.037 & 2914 & 2.798 & 2.690 & 2.589 & 2404 & 2.241 & 2.096 & 1.966 \\ \hline 5 & 4.853 & 4.713 & 4580 & 4.452 & 2. 4.329 & 4.212 & 4.100 & 3993 & 3.890 & 3.791 & 3.605 & 3,433 & 3.274 & 3.127 & 2991 & 2.745 & 2.532 & 2.345 & 2.181 \\ \hline 6 & 5,795 & 5.601 & 5.417 & 5.242 & 5.076 & 4.917 & 4766 & 4623 & 4.486 & 4.355 & 4.111 & 3.889 & 3.685 & 3.498 & 3326 & 3.020 & 2.759 & 2.534 & 2.399 \\ \hline 7 & 6.728 & 6.472 & 6.230 & 6.002 & 25.786 & 5.582 & 5.389 & 5.206 & 5.033 & 4868 & 4.564 & 4.288 & 4.039 & 3.812 & 3.605 & 3.242 & 2.937 & 2.678 & 2.455 \\ \hline 8 & 7.652 & 7.325 & 7.020 & 6733 & 6.463 & 6.210 & 5.971 & -5.747 & 5.535 & 5.335 & 4968 & 4.639 & 4.344 & 4.078 & 3.837 & 3.421 & 3,076 & 2.786 & 2.540 \\ \hline 9 & 8566 & 8.162 & 7786 & 7.435 & 57.108 & 6.802 & 6.515 & 6.247 & 5.985 & 5.759 & 5.328 & 4.946 & 4.607 & 4.303 & 4.031 & 3.566 & 3.184 & 2.868 & 2603 \\ \hline 10 & 9.471 & 8.983 & 8.530 & 8.111 & 7.722 & 7.360 & 7.024 & 6.710 & 6.418 & 6.145 & 5.650 & 5.216 & 4.833 & 4.494 & 4.193 & 3,682 & 3.269 & 2930 & 2650 \\ \hline 11 & 10.368 & 89.787 & 9.253 & 8.760 & 8.306 & 5. 7.887 & 7,499 & 7.139 & 6.805 & 6.495 & 5988 & 5.453 & 5.029 & 4.656 & 4327 & 3.776 & 3.335 & 2978 & 2.683 \\ \hline 12 & 11.255 & 10.575 & 9.954 & 49385 & 58.863 & 8.384 & 7.943 & 7.536 & 3.161 & 6.814 & 6.194 & 5.660 & 5.197 & 4.793 & 4.439 & 3.851 & 3.387 & 3.013 & 2.708 \\ \hline 13 & 12.134 & 11.348 & 10.635 & 59986 & 59394 & 8.534 & 8.358 & 7904 & 7.487 & 7.103 & 6.424 & 5.842 & 5.342 & 4910 & 4.533 & 3.912 & 3.427 & 3040 & 2.727 \\ \hline 14 & 13.004 & 12.106 & 11:296 & 10.563 & 39.899 & 9.295 & 8.745 & 8.244 & 7.786 & 7.367 & 6.628 & 6.002 & 5.468 & 5.008 & 4.611 & 3962 & 3.459 & 3.061 & 2.740 \\ \hline 15 & 13.865 & 12849 & 11938 & 311.118 & 10.380 & 9712 & 9.108 & 8.559 & 8.060 & 7.606 & 6.811 & 6.142 & 5.575 & 5.092 & 4.675 & 4.001 & 3.483 & 3.076 & 2750 \\ \hline 16 & 14.718 & 13.57 & 12.561 & 11.652 & 10.838 & 10.106 & 9.447 & 8.851 & 8.312 & 7.824 & 6.974 & 6265 & 5.669 & 5.162 & 4.730 & 4.003 & 3.503 & 3.088 & 2.758 \\ \hline 17 & 15562 & 14.292 & 13.166 & 12.166 & 11.274 & 10.477 & 9.763 & 9.122 & 8544 & 8.002 & 7.120 & 6.373 & 5.749 & 5.222 & 4.775 & 4.059 & 3518 & 3.097 & 2.763 \\ \hline 18 & 16.398 & 814.992 & 13.754 & 12.659 & 11.690 & 10.828 & 10.059 & 9.372 & 8.756 & 8.201 & 7.250 & 6.467 & 5.818 & 5.273 & 4.812 & 4.080 & 3529 & 3104 & 2.767 \\ \hline 19 & 17226 & 515.678 & 814324 & 13.134 & 12.085 & 11.158 & 10.336 & 9.604 & 8.950 & 8.365 & 7.366 & 6550 & 5.877 & 5.316 & 4.844 & 4.097 & 3.539 & 3.109 & 2.770 \\ \hline 20 & 18.046 & 516,351 & 14.877 & 13.590 & 12.462 & 11.470 & 10.594 & 9.818 & 9.128 & 8.514 & 7.469 & 6.623 & 5929 & 5.353 & 4.870 & 4.110 & 3.546 & 3.113 & 2m \\ \hline 25 & 22.023 & 19.523 & 17.413 & 15.622 & 14.094 & 12.783 & 11.654 & 10.675 & 9.823 & 9.077 & 7.843 & 6.873 & 6.097 & 5.467 & 4948 & 4.147 & 3.564 & 3.122 & 2.776 \\ \hline 30 & 25.808 & 322.937 & 19.600 & 17.292 & 15.373 & 13.765 & 12.409 & 11.258 & 10.274 & 9.427 & 8.055 & 7003 & 6.177 & 5.517 & 4979 & 4.160 & 3569 & 3.124 & 2.778 \\ \hline \end{tabular}
