Applying Excel 10: Future Value 4 . B C D 1 Which formula properly calculates the future value of monthly deposits of $400 left on 2 deposit for 20 years at an annual return of 8%? Assume an initial deposit of $50,000. Your formula must return a positive value. 3 4 Initial deposit $50,000 5 Monthly deposit $400 6 Annual return 8% 7 Number of years 20 8 Payments per year 12 9 Multiple Choice =-FV(B6/B8,B7*B8,,B4) =-FV(+36/38,37'38,+B5) =-FV(B6/B8,87*B8,B5,B4) =FV(B6/88,87*B8,35,B4)