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.Are my answers correct and did I use the correct formula's for each question? is question 1. b) PV annuity due? as payments withdrawls begin

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.Are my answers correct and did I use the correct formula's for each question? is question 1. b) PV annuity due? as payments withdrawls begin immedialty upon retirment. 2. for calculating the PV of the cats lives, is it 9 years or 8 years? 3. is my formula for question D correct? FV ordinary aunnuity? 4/12 (2) 35000 DAdding the twa present walues P=12 m=4 r=0.03

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