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Are the financial services and healthcare regulatory systems complex? Please provide concrete arguments to support your answer. Describe at least two scenarios--one for each industry--in

Are the financial services and healthcare regulatory systems complex? Please provide concrete arguments to support your answer. Describe at least two scenarios--one for each industry--in which complexity can lead to compliance failures. Set forth at least one creative, out-of-the-box, proposal for reducing the complexity of regulatory systems.

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