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Are US citizens and corporations too addicted to debt? Why is this a problem or not? What would you recommend to policy makers? What is

  1. Are US citizens and corporations too addicted to debt? Why is this a problem or not? What would you recommend to policy makers?
  2. What is a "debt based society"? What is the way to change our debt based society? Should we?
  3. Are you concerned about the US federal debt? Student loan debt? What problem might debt levels create with the bond market? What would be the implications of heightened levels of US Treasury Debt?
  4. Do you think the rating agencies are important to purchasers of bonds? How are they providing the service that others expect them to? What would you do to improve the ratings issued by rating agencies or why would you say they are doing an adequate job?

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