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Ariel would like to borrow $140,000 to buy a house. Her parents have offered to help by giving her the money over a 15-year period

Ariel would like to borrow $140,000 to buy a house. Her parents have offered to help by giving her the money over a 15-year period if she would pay the same rate that their CD pays at the bank, which is 3.5% per year. Ariel would like to make monthly payments to her parents and also make a balloon payment to them for $40,000. What would her monthly payments be?

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