Artyom, who works for Annushka's antique shop, forges Annushka's name ontwo checks, cashes the checks and deposits the funds into his own bank account. Artyom is overcome by his feeling of remorse, an attribute common to most forgers, as he is being investigated. Artyom confesses to Annushka, who has been his mentor as well as his employer, and promises to repay her if she will only give him some time as he has a family to support. Annushka being somewhat sympathetic to Artyom's plight and that Artyom is great with sales, agrees to give Artyom some time in which to repay her. Ten months later, Annushka did not name Artyom salesperson of the month. Artyom is deeply hurt and offended so he leaves town without ever reimbursing her for the checks as he had promised. Annushka tells the bank that she wants her account credited. The bank asks for your advice. What would you tell the bank, credit Annushka's account or not, and why? [Remember to discuss the principle, i.e., the theory (negotiable instrument and HDC) and how it applies to this scenario. Keep in mind that Artyom is an employee, an agent and that Annushka is the employer, the principal?