As a financial planner, your clients are always discussing with you some key financial/economy news for your views regarding their financial planning strategy and investment portfolio allocation. Please refer to the following case scenario:

If you expect 2022 the capital market is rather volatile and slow economy recovery. You should adjust asset allocation among equity, fixed income (bond) ,cash and any other investment vehicles. (News reference is in below link: What is the Bank of Canada's mandate and why is it so important?