As a graduating senior from the University of Dayton with a promising career in finance, Central Bank offers you a mortgage of $200,000. You may choose between a 30-year mortgage with an interest rate of 4.375% or a 15-year mortgage at 3.500%. Both interest rates are annual stated rates with interest compounded monthly. Assume that for a 30-year mortgage, the bank requires you to pay 1% point. Compute an amortization table showing the amount of interest you can report for taxes and principal payments each year for each loan. Use two different ways to do it as we did in class: with and without using the functions PPMT and IPMT. Please use excel