As a senior loan officer at MC Financial Corp, you have a loan application from a firm in the biotech industry. While the loan has been approved on the basis of an individual loan, you must evaluate the loan based on its impact on the risk of the overall loan portfolio. Based on each of the following three models, would you accept or reject the new loan? Question 9 (1 point) Concentration Limit MC Financial currently has lent an amount equal to 40 percent of its capital to the biotech industry and does not lend to a firm in any sector that generates losses in excess of 2 percent of capital. The average historical losses in the biotech industry total 5 percent. Accept Reject