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As an analyst you are provided with the following information: Cline Community Bank has a net income after taxes of $18 million; it has assets

As an analyst you are provided with the following information: Cline Community Bank has a net income after taxes of $18 million; it has assets of $480 million; and bank capital of $50.4 million. What is Cline Community Bank's return on assets; its return on equity, and its debt-to-equity ratio? Show your work and explain.

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