As much as it is an exciting time for both Luis and Louisa to buy their first home, they are constantly arguing about how the Home Buyers Plan (HBP) works. Both convinced they are right. You, as their friend will decide who is right by selecting correct answer below. Luis and Louisa have contributed to their Registered Retirement Savings Plan (RRSP) for years and are now ready to withdraw from the respective RRSPs to participate in the Home Buyer's Plan (HBP) for their down payment. To date, Luis has made total RRSP contributions of $28,200, while Louis has contributed $26,467. As of today, December 16,2023 , the market value of Lut RRSP is at $32,725 while Louisa's is at $36,949. Based on their current RRSP accounts, what is the maximum amount they can withdraw for their total down payment on a house under the HBP? Home Buyer's Plan (HBP) - Withdraw up to $35,000 per borrower and up to $70,000 per couple. - 15 years to pay back the amount withdrawn Select one: a. $69,674 b. $67,725 c. $54,667 d. $70,000 e. $64,325