As of the following statements regarding education funding are correct EXCEPT a. during the goal-setting process, the financial planner must forecast anticipated tuition and related expenses by first determining current tuition and related expenses for the schools in the area and for the schools the parents believe would be appropriate for the child b. related expenses must be adjusted for inflation until the child enters college c. once tuition and related costs have been identified and adjusted for inflation, the estimated 4 year cost of a college education can be determined d. depending on how much money will be available when the child enters college, a formula called anticipated financial contribution (AFC) can be used to determine how much money must be invested now or over time to meet the amount of savings necessary for college