As part of his retirement, Jude received a large severance payment that he now needs to invest. He meets with Clay, his life insurance agent, to discuss investing in a segregated fund. Jude tells Clay that he'll also be talking to his bank about options they might have for his severance. Clay is worried about losing the business and decides to send Jude premium tickets to a Toronto Blue Jays game. Jude now feels obligated to do business with Clay after his gracious gift. What unethical practice did Clay partake in?Explain