As stated by Robert T. Kiyosaki, there are four quadrants on how to reach financial goals and achieve success with different approaches. As he said, one of the smartest people is when he or she is smart in 'investing. Making a good decision especially in choosing the best financial instruments of investments for instance bond and shares will give individuals better return in the future. Based on that statement above you were required to:- i. Explain THREE (3) characteristics of bond (6 marks) ii. Describe THREE (3) characteristics of shares