Ashas 403(b) account is currently invested in a large cap growth mutual fund. You want to diversify this account by redirecting 100% of future salary deferrals. Which of the following would be the most suitable choice for Asha? Support your selection and provide one con for each of the choices you did not recommend.

A. 45% tech mutual fund, 45% foreign stock mutual fund,10% individual stocks (large value).

B. 50% bond mutual fund, 50% balanced mutual fund.

C. 50% foreign stock mutual fund, 25% small cap mutual fund, 25% real estate mutual fund.