Ashley makes monthly mortgage payments of $925.00. This year she was able to make an additional payment to principal of $7,000.00. This decrease in principal will cause:

		an increase in the proportion of total interest paid over the life of the loan
		a decrease in the number of payments Ashley will need to make this year
		a decrease in both the term of the loan and the total interest paid over the life of the loan
		an increase in the term of the loan, but a decrease in the total interest paid over the life of the loan
		a decrease in the rate of interest charged on the loan