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Assess why usual, customary, and reasonable (UCR) charges were discontinued. Providers would open a clinic in an affluent ZIP code to charge more money. Patients

Assess why usual, customary, and reasonable (UCR) charges were discontinued. Providers would open a clinic in an affluent ZIP code to charge more money. Patients were receiving substandard care. Nurse practitioners were being sued for malpractice. Insurance companies were not profitable.

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