Asset management for banks refers to Select one: a. managing the liquidity on the asset side of the balance sheet. b. managing the assets of the banks; that is their customer deposits. O c. managing the real assets, the bank buildings. O d. protecting the deposits by using derivatives. The time value of money concept is based on the idea that Select one: a. People prefer goods in the future as they look forward to consuming goods in the future. b. People are indifferent between current consumption and future consumption. c. People prefer to forgo current consumption for future consumption. d. People prefer to have goods today rather than wait to consume in the future. Which of the following are not a main source of bank funds? Select one: a. Borrowed funds b. Capital accounts c. Trade debtor accounts 0 d. Deposit accounts