Asset Turnover Ratio Current Ratio Days in Inventory Ratio Debt to Assets Ratio A Financial Pressure Fraud Fraud Triangle Free Cash Flow Horizontal Analysis A measure of how efficiently a company uses its assets to generate sales, computed as net sales divided by average total assets A measure used to evaluate a company's liquidity and short-term debt- paying ability; calculated as current assets divided by current liabilities A measure of the average number of days inventory is held computed an inventory turnover divided into 365 days A measure of the percentage of total financing provided by creditors computed as total liabilities divided by total assets Personal financial problems, desire to lead a lifestyle they cannot afford on their current salary A technique for evaluating a series of financial statement data over a period of time to determine the increase (decrease) that has taken Opportunity, financial pressure, and rationalization A measure of solvency and cash remaining from operating activities after adjusting for capital expenditures and dividends paid Bonding rotating employees' duties, background checks