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Assets Cash Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets Balance Sheet First National Bank Liabilities
Assets Cash Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets Balance Sheet First National Bank Liabilities and Equity $ 610 Demand deposits 2,150 Sma11 time deposits 4, 850 Jumbo CDs 2,505 Federal funds purchased 17, 125 Equity (2,725) 2, 485 $27,000 Total liabilities/equity $ 6,350 10,600 4,000 3,050 3,000 $27,000 Income Statement First National Bank Interest income $3,400 Interest expense 2,270 Provision for loan losses 340 Noninterest income 300 Noninterest expense 580 Taxes 80 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16)) a. FNB's earning assets FNB's ROA b % C. FNB's asset utilization ratio % d. FNB's spread :%
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