ASSETS
CASH			REG. EQUITY RELATED ACCOUNTS
- VAULT CASH	20,900		COMMON STOCK	35,000
- RESERVE DEPOSITS	15,400		PREFERRED STOCKS	10,000
- CASH ITEMS IN PROCESS OF COLLECTION	122,000		RETAINED EARNINGS	24,000
			CAPITAL NOTES	10,000
INVESTMENTS			SUBORDINATED DEBT	33,000
REVERSE REPO'S	11,000
FED FUNDS	9,900
T-BILLS	154,000
T-NOTES	36,300
GENERAL OBLIGATIONS	14,200
REVENUE BONDS	8,800
CORPORATE BONDS	6,600
LOANS
REAL ESTATE LOANS	370,700
COMMERCIAL LOANS	192,500
INDIVIDUAL LOANS	322,000
GROSS LOANS	857,700
ALLOWANCE FOR LOAN LOSSES	10,000
NET LOANS	848,700

CALCULATE TOTAL RISK BASED CAPITAL RATIO

PRESENT YOUR ANSWER AS PERCENTAGE