ASSETS
CASH			REG. EQUITY RELATED ACCOUNTS
- VAULT CASH	20,900		COMMON STOCK	30,000
- RESERVE DEPOSITS	15,400		PREFERRED STOCKS	6,000
- CASH ITEMS IN PROCESS OF COLLECTION	122,000		RETAINED EARNINGS	22,000
			CAPITAL NOTES	7,000
INVESTMENTS			SUBORDINATED DEBT	33,000
REVERSE REPO'S	11,000
FED FUNDS	9,900
T-BILLS	154,000
T-NOTES	36,300
GENERAL OBLIGATIONS	13,200
REVENUE BONDS	8,800
CORPORATE BONDS	6,600
LOANS
REAL ESTATE LOANS	370,700
COMMERCIAL LOANS	180,000
INDIVIDUAL LOANS	307,000
GROSS LOANS	857,700
ALLOWANCE FOR LOAN LOSSES	9,000
NET LOANS	848,700

CALCULATE TIER 1 (NOT THE RATIO)