ASSETS INCOME STATEMENT DATA CASH INTEREST INCOME 336,500 450,000 FED FUNDS NON INTEREST INCOME 72,000 227 550 TREASURY SECURITIES INTEREST EXPENSES 1.498,000 281,000 MUNICIPAL BONDS NON INTEREST EXPENSES 248.000 165.000 CORPORATE BONDS PROVISION FOR LOAN LOSSES 48,000 5.950 TAX RATE 1996 4.500,000 GROSS LOANS & LEASES RESERVE FOR LOAN LOSSES 12.000 NET LOANS & LEASES 4.488,000 OTHER ASSETS 31.000 TOTAL ASSETS 6,721.500 LIABILITIES DEMAND DEPOSITS 514,000 SAVINGS ACCOUNTS 700,000 NOW ACCOUNTS 800,000 MONEY MARKETS ACC 300,000 CD RETAIL 2.580.000 CD WHOLESALE 1.200,000 REPO'S 37,000 OTHER LIABILITIES 12.500 TOTAL LIABILITIES 6,143,500 TOTAL EQUITY 578,000 TOTAL LIABILITIES & EQUITY 6,721,500 CALCULATE ROE PRESENT YOUR ANSWER AS PERCENTAGE ROUNDED TO ZERO DECIMAL PLACES, DON'T USE THE PERCENTAGE SYMBOL EXAMPLE IF YOUR ANSWER IS 57%, JUST WRITE 57