Assignment on User Stories - Fixed Deposit

A bank with national presence is rolling out an offer to its clients who have $ 50K plus in their savings account.

The offer is as below:

The clients of the bank will be able to invest up to 50 % of the amount available in their savings account to a fixed deposit which will provide more than the prevailing interest.

However, the minimum amount which can be invested in the fixed deposit will be $ 10,000.00, the client will be able to invest from $ 10,000.00 up to a maximum of 50% of the amount available in his / her savings account.

The lock in period for fixed deposit and additional interest to be paid by the bank will be as below :

a). Fixed Deposit six months and above - 1 % more than the prevailing rate for the fixed deposit.

b). Fixed Deposit twelve months and above - 1.5 % more than the prevailing rate for the fixed deposit.

c). Fixed Deposit twenty-four months and above - 2 % more than the prevailing rate for the fixed deposit.

4. At the time of investing the money in the fixed deposit, the customer can choose from two options

a). Lock the term of the deposit ( if the client breaks the term of the deposit, then the client will

get back the principal amount only, no interest ).

b). Client wants flexibility to be able to break the term of the contract in case of some emergency ( if the client breaks the term of the deposit , then the client will get back the principal amount plus fifty ( 50 % ) percent of the interest payable as on the date the term of the deposit is broken ).

The steps to complete this process will be:

The clients of the bank who have 50 K or more in their savings account will get a mail informing of the offer and ask the client if interested, to click the link provided to proceed with the process.

On Clicking the link for the offer, the customer will land on the page for this application.

The terms and conditions will be provided to the client on the home page of this application, the client will have to click on I Agree and proceed .

On clicking I Agree, the client will be taken to the Accounts page, the client can then brows his / her savings account and check the balance available.

After browsing the balance in the savings account, on clicking Next, the customer will be taken to the page with his / her personal details. This page will have a caption at the top Please check the information and confirm if correct.

The attributes regarding the personal information of the client which are already in the system are:

i). Full Name ( First, middle & last name )

ii). Phone No Home

iii). Permanent Postal Address

iv) Date of Birth

v) Social Security Number

Against each attribute , the client will be able to choose Yes or No to authenticate the correctness.

If the customer selects No then the system will provide the option to provide the correct information.

Upon confirming the correctness of the personal details, the client will land on the page to confirm the Fixed Deposit amount and the Term for the fixed deposit.

The client will enter the amount he / she wants to put away in the Fixed Deposit in the space provided and indicate the term of the deposit from :

i). Six Months and above

ii). Twelve Months and above

iii). Twenty-Four Months and above

After selecting the term of the deposit, the client will be asked to enter the six-digit OTP number sent to the clients phone number by Text Message

On entering the six-digit OTP, the system will give a confirmation message of:

i). Fixed Deposit Amount

ii). Term of the Deposit

iii). Extra interest the client will earn at the completion of the Fixed Deposit Term if the term and conditions for the offer are complied.

The Assignment is

To write a User Stories for each functionality with User Interface and User Interaction for the steps G). to J) in the process explained above in red color.

Use your own simple Template.