Assume 4% and all CF are year end (for simplicity but not realistic) and use the provided illustration in Slide 10 Non- guarantee portion. Based on this provided illustration, what is the surrender cost index per thousand per year of this policy over the 5-year period per $1,000? Round to 3 decimal places Assume 4% and all CF are year end (for simplicity but not realistic) and use the provided illustration in Slide 10 Non- guarantee portion. Based on this provided illustration, what is the surrender cost index per thousand per year of this policy over the 5-year period per $1,000? Round to 3 decimal places