Assume a client seeking to fund college education for a child born today agrees to the following assumptions: 510.000 per year in today's dollars) needed start in 18 years, and take five years to completes can earn 99 after-tax and college costs will increase 6% each year. What is the projected total needed at the beginning of college? a $100,000 b. $109,544 c. $135,072 d. 5172,100