Assume an investor deposits $$112,765$ in a professionally managed account. One year later, the account has grown in value to $$136,937$ and the investor withdraws $$24,368.$ At the end of the second year, the account value is $$89,094.$ No other additions or withdrawals were made. Calculate arithmetic average of holding period returns during years $1$ and $2.$

Round the answer to two decimals in percentage form.

Please write $\%$ sign in the units box.

answer $=0\mathrm{.}29\%$