Assume an investor with a 5 year investment horizon is considering purchasing an 8 year semiannual 5% coupon bond that is currently selling at 99. The investor expects to reinvest the coupons at 2% and that the bond will be selling to offer a yield to maturity of 6% in five years. What is the expected total return for this bond? Express your answer on a bond-equivalent basis and on an effective annual rate basis.