Assume an organizations debt-to-equity ratio is less than 1.0. Which of the following statements is most correct?

	a.	The organizations creditors have provided less than $1 in capital per dollar of equity capital.
	b.	The organization has more equity than debt in its capital structure.
	c.	An increase in the debt-to-equity ratio would increase the riskiness of the creditors position.
	d.	Answers a. and b. are correct.
	e.	Answers a., b., and c. are correct. (Hint: Option D is incorrect. It has been marked as incorrect.)