Assume Bill has an unendorsed PAP policy on his 2018 Toyota (See PAP in your textbook Appendix. Limits apply as follows:

A =  $100/300/50

B =  $   2,500.00/person/occurrence PIP (No Fault) $5,000.00/person/occurrence Medical Payments

C =  $100/300/50   ($250 statutory deductible on Property Damage claims)

D =  Collision with $1000 deductible  OTC with $500 deductible

Identify what each coverage would respond to each claim you may identify and how much would the net recovery be, if anything at all for each of the following scenarios.  (Each scenario is to be considered a separate occurrence from any other listed)

1. Paul is a bicycle nut. He was riding his bike whizzing through the streets when he rounded a turn, hit Bill's parked car and flew across the car's hood denting it, and breaking his collarbone.  His bike was a total loss at $2,500. He was taken by ambulance to a local hospital where his ER bills totaled $3,200, follow up care with his orthopedist $1,000 and loss of earnings of $3,000. The dent in the hood cost $484.00 to repair.