Assume that DuPont's chief financial officer comes to your bank for a $2 billion revolving line of credit for two years at the prime rate. Complete the following credit analysis summary based on the calculations made from previous chapters.

1. Purpose of loan

2. corporate overview

3. financial analysis

4. accounting analysis

5. comprehensive analysis

6. loan decision

Given information:

financial leverage analysis: Dupont 3.812, Dow 3.73, PPG 3.394

Net Income, 2014 Dupont 3625 Dow 3432 PPG 2102

Total Equity, 2014 Dupont 13320 Dow 22423 PPG 5180

Total Equity, 2013 Dupont 16229 Dow 26898 PPG 4932

Total Assets, 2014 Dupont 49876 Dow 68796 PPG 17583

Total Assets, 2013 Dupont 51499 Dow 69501 PPG 15863

Common Equity, 2014 Dupont 13083 Dow 18423 PPG 5180

Common Equity, 2013 15992 22898 4932

Total Liabilities, 2014 Dupont 36556 Dow 46171 PPG 12403

Long-term Debt, 2014 Dupont 9271 Dow 18838 PPG 3544

Financial Leverage Index Dupont 3.812275472 Dow 3.734245237 PPG 3.394401544

Financial Structure Leverage Ratio Dupont 3.486672399 Dow 3.346893831 PPG 3.30755538

Debt / Equity Dupont 2.744444444 Dow 2.059091112 PPG 2.394401544

Long-term Debt / Equity Dupont 0.696021021 Dow 0.84011952 PPG 0.684169884

Total Current Assets Dupont 21748 Dow 24267 PPG 6850

Total Current Liabilities Dupont 12640 Dow 11593 PPG 4876

Total Assets Dupont 49876 Dow 68796 PPG 17583

Retained Earnings Dupont 17045 Dow 23045 PPG 14498

Earnings before Tax Dupont 5368 Dow 6248 PPG 1603

Interest Expense Dupont 377 Dow 983 PPG 187

Total Stockholders' Equity Dupont 13320 Dow 22423 PPG 5180

Total Liabilities Dupont 36556 Dow 46171 PPG 12403