Assume that interest rates on interest sensitive assets are currently 8% and interest sensitive liabilities are 5%. Also assume that interest rates on fixed assets are 9.5% and fixed liabilities are 6% The bank is concerned about the cumulative IS gap from zero to 180 days. 1. Calculate IS Gap for the zero to 180 days bucket 2. Calculate annualized net interest margin for the zero to 180 days bucket 3. The management of the bank feels that it is very difficult to predict the direction of interest rate in the coming six months. What should the bank do