Assume that one year ago you bought 120 shares of a mutual fund for $23 per share, you received a capital gain distribution of $0.35 per share during the past 12 months, and the market value of the fund is now $24, Calculate the percentage of total return for your $2,760 investment. (Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)