Assume that Social Security promises you $41,000 per year starting when you retire 45 years from today (the first $41,000 will get paid 45 years from now). If your discount rate is 10%, compoynded annually, and you plan to five for 12 years after refiring (so that you will receive a total of 13 payments including the first one), what is tho value today of Social Security's promise? The value today of Social Security's promise is $ (Round to the nearest cent.)