assume that you are about to graduate from your university and are deciding whether to apply for graduate school or enter the job market to help make the decision, you have gathered the following date

cost incurred for the bachelor's degree 163000

out of packet costs for a master's degree 94000

estimated starting salary with BA 49400

esto,ated startomg sa;aru wotj MA 66800

estimated time to complete master;s degree 2 years

estimated time from the present to retirement 40 years