Assume that you are the loan officer for a large bank and a company has applied for a $$1,000,000$ loan. The company is publically traded and has provided you with $3$ years of financial statements. Discuss how you would go about analyzing the financial stability of the company.

Select one of the following categories $($not all $4).$ Discuss the ratios you would use and what these ratios would tell you about the company.

a$.$ liquidity.and efficiency

b$.$ solvency

c$.$ profitability

d$.$ market prospects

Where else other than the financial statements would you look for information about the company?