Assume that you decides to buy a house for $187,600 . You will pay 20% down payment by your saving and fund the remaining amount (i.e., 80% of the house price) using a mortgage loan. The bank offers 30-year mortgage with monthly interest 0.5313%. You will pay back the loan in equal amount at the end of each month for the next 30 years. (In other words, just like real-world practice, you will pay back the loan using equal-amount monthly payments). How much is your monthly payment for this mortgage loan?