Assume that you earn $65,000 a year with a disposal income of 55% and a saving rate of 12%, construct a payment plan for the following debt assuming that you can only use 26% of your spending income. AMEX 18% 5000 BOA 20% 3500 CAPITAL ONE 22% 2000 CHASE 17% 2500 Min payment rate is 3% of outstanding debt WORDS 03 he Crisis of