Assume that you open a bank account that promises a fixed APR of 4% per year for five years with monthly compounding. You plan to make monthly withdrawals of $1,000 at the end of every month over the next five years. Assume that the first withdrawal will be one month from today. The question that you would like to answer: how much must you deposit today to sustain your withdrawal plan? Assume that your objective is to have a zero balance immediately after your last withdrawal. Which of the following models is most appropriate for answering this question? PV = C1-(1+1) 7 PV = ((1+r)^(1+1) 7 PV = FV(1+r) -T PV = ((1+r)-1