Assume the following: An Islamic bank provides the capital to the Mudaraba. The Mudarib buys cars from the dealer on a spot basis. The Mudarib sells the cars to the buyer on deferred payment basis at cost plus a mark-up. on a 36-month-instalment basis (Murabaha sale). The buyer will start repayment at the end of the first month. Each month the Mudarib will deposit the monthly repayment with the bank. Requirement: Design a flow chart to demonstrate the role played by each party in this transaction, defining all the terms used.