Assume the following data for a stock:

beta (market) = 2.1;

beta (size) =-0.8;

beta (book-to-market) = -0.6 ;

Risk-free rate = 5 percent;

market return= 6 percent;

size risk premium = 8 percent;

and book-to-market risk premium = 4 percent.

Calculate the expected return in percentage on the stock using the Fama-French three-factor model.