Assume you are working in the TTK Bank Limited. You are one of the members of the asset-liability management (ALM) committee. Dilan Jones is also a member of the committee. He provided you the following information, based on which you are requested to write a short report (including all formulas and detailed calculation steps) to the ALM committee comparing the probability of book value insolvency of TTK Bank with a peer bank BBJ. Dilan also supplied following historical ratio schedule, which might be useful to measure the expected return on asset. [5 marks] The owners of a successful private stationery business have decided that the next step in the company's development is to expand into overseas markets. In order to raise the capital necessary to support this expansion, the company's owners have decided to investigate the possibility of listing the company on the ASX. You work for a boutique investment bank, TEY Limited and receive the first phone call from the owners. Explain the role that your company TEY Limited will play if the owners decide to retain your services as an IPO adviser. [5 marks]