Assume you borrow $5,000. You agree to fully repay the loan with a 5 year, annual ordinary annuity at 9%. (You will make 1 payment each year for 5 years, with the first payment due 1 year from today.) The loan will be fully repaid at the end of 5 years. {Note: even though the question specifies a 5 year annuity, you do not need to construct the entire amortization schedule to answer the following question.} How much of the second payment will go to repayment of principle (actually repaying the loan)? Choose the best answer.

$795

$806

$819

$828

$910