Assume you earn $50,000 annually and your employer offers (a) a flexible spending account to which you can contribute a maximum of $2,000 this year and (b) a 401(k) retirement account to which you may contribute up to $3,000. Your 401(k) contribution will be matched 50 percent by your employer. Assuming you can only afford to contribute a total of $3,000 to both these benefits, explain what you would do with your $3,000. Write an explanation of your decision and a table similar to Table 1-2 (on page 25) to support your thinking.